Are you a new motorcycle owner? Depending on where you live and your circumstances, you won’t have your motorcycle on the road throughout the whole year. This is especially true when you live in the Oklahoma City, OK area. If you have questions about how your motorcycle insurance coverage may change when you have your bike in storage, talk to an agent at Vance Insurance Group, LLC.
What happens when a motorcycle is put in storage?
If you know that you’ll have your motorbike in your garage or elsewhere off of the road for some part of the year, it’s necessary to tell your agent this when putting together your insurance policy. You can set it ahead of time if you know which months you’re going to have it stored away, or you can wait until shortly before this occurs. Ask him or her about coverage options. Most agencies work with this by taking away all the motorcycle insurance besides comprehensive for this time.
What does comprehensive insurance typically cover?
When you have comprehensive insurance for your motorcycle, this will apply to instances of storm and fire damage as well as theft. The major things that can happen to your bike when it’s locked away and not in use are covered under this type of policy. If there are particulars that are of concern, be sure to speak up, so you know if it’s going to be part of this coverage.