Category: Motorcycle Insurance

Your motorcycle is your freedom. It’s the key to the open road and a way to get away from it all. But with that freedom comes a certain amount of risk, and one of the biggest dangers is motorcycle theft. You can do several things to reduce the risk of your motorcycle being stolen.  Vance Insurance Group LLC in Oklahoma City, OK can help you navigate this important coverage.

Here are some of the most effective measures:

1. Use a Disc Lock

One of the simplest and most effective ways to deter thieves is to use a disc lock. This type of lock secures the disc brake rotor, making it virtually impossible to wheel the bike away without the key. Disc locks are small and portable, so they’re easy to carry with you, and they can be used in conjunction with a chain or cable lock for added security

2. Store Your Bike Indoors

If you can, it’s always best to store your bike indoors in a locked garage or shed. This will make it much more difficult for thieves to target your bike and significantly reduce the risk of theft. 

3. Use a Tracking Device

A tracking device is a great way to give you peace of mind and increase the chances of recovering your motorcycle if it’s stolen. There are several different tracking devices on the market, and they all work in essentially the same way. A tracking device is installed on your bike and linked to your smartphone or another device. If your bike is stolen, you can use the tracking device to locate it

Invest In Comprehensive Insurance

Unfortunately, no matter how much you do to protect your motorcycle, there’s always a risk that it could be stolen. That’s why it’s so important to have comprehensive insurance. This type of insurance will cover the cost of replacing your motorcycle if it’s stolen.

Oklahoma City, OK is a great place to ride, but it’s important to be aware of the risks. Vance Insurance Group LLC can help you find the right insurance policy to protect your bike. Contact us today for more information.

To drive a motorcycle in Oklahoma, the minimum requirements are liability coverages. That is to cover you in the event that you are in an accident, and someone else gets injured.

However, motorcycle riders in Oklahoma motorcycle insurance don’t have to leave it at that. That is just the minimum requirement. At Vance Insurance Group LLC, we want all Oklahoma City, OK motorcycle riders to feel as protected as possible when they are on the roads. We can help you to make sure that you have the add-ons to your motorcycle insurance that you need.

Medical Payments Coverage

This coverage is a kind of coverage that will cover medical expenses after a collision. This coverage will cover you and any other drivers or passengers injured in an accident. It will reimburse you for lost income, childcare, medical, and funeral expenses if necessary.

Collision Coverage

Whereas liability coverage covers others in the event of a collision, collision coverage in your motorcycle insurance policy will cover you. This will cover your property damage, and any medical needed.

Comprehensive Coverage

Comprehensive insurance is the insurance that will cover you in the event that a problem occurs that is not an accident. If you have fire, theft, or vandalism that leads to losses or damages with your motorcycle, comprehensive coverage will cover those losses.

Uninsured Motorist Coverage

When you have an accident, you may have an accident with an uninsured motorist. If they are liable for the accident and required to pay you, this coverage will protect you.

Towing/Rental Reimbursement/Travel/Roadside Assistance

In addition to these insurance coverages, there are a number of additional add-ons you can implement into your Oklahoma motorcycle insurance policy. These add-ons will give you more financial protection on the roads.

Get a Quote

When you are looking for Oklahoma motorcycle insurance, you want as much coverage as possible. At Vance Insurance Group LLC, we want Oklahoma City, OK motorcycle riders to have the coverage they need. Call us for a quote today.

Are you a new motorcycle owner? Depending on where you live and your circumstances, you won’t have your motorcycle on the road throughout the whole year. This is especially true when you live in the Oklahoma City, OK area. If you have questions about how your motorcycle insurance coverage may change when you have your bike in storage, talk to an agent at Vance Insurance Group, LLC.

What happens when a motorcycle is put in storage?

If you know that you’ll have your motorbike in your garage or elsewhere off of the road for some part of the year, it’s necessary to tell your agent this when putting together your insurance policy. You can set it ahead of time if you know which months you’re going to have it stored away, or you can wait until shortly before this occurs. Ask him or her about coverage options. Most agencies work with this by taking away all the motorcycle insurance besides comprehensive for this time.

What does comprehensive insurance typically cover?

When you have comprehensive insurance for your motorcycle, this will apply to instances of storm and fire damage as well as theft. The major things that can happen to your bike when it’s locked away and not in use are covered under this type of policy. If there are particulars that are of concern, be sure to speak up, so you know if it’s going to be part of this coverage.