Category: Motorcycle Insurance

Riding a motorcycle offers a sense of freedom unlike any other, but it’s not without certain risks. Similar to driving a car, motorcycle accidents can happen, and dealing with the aftermath can be strenuous. Taking specific actions can ensure your insurance claim is handled efficiently and correctly if you are in a motorcycle accident. Serving Oklahoma City, OK, and surrounding areas, Vance Insurance Group LLC offers tailored motorcycle coverage and claim assistance to aid you in financially recovering from an accident.

Calling for Police and Medical Assistance

Immediately post-accident, call 911. Provide the police with a detailed account of the incident and request a copy of the police report, which could become helpful during your insurance claim process. Although you may feel fine, seeking a medical examination right after the crash is important because specific injuries may not be immediately apparent.

Documenting the Accident

Keeping extensive documentation of what transpired during and after the accident is crucial for a successful claim outcome. Maintain records of all medical treatments you underwent, any work days missed due to the accident, and any other associated expenses. Photographs of the damage to all vehicles involved, as well as any injuries sustained, are important. Ask for their contact information if there were any witnesses to the accident.

Notifying Your Insurance Company

Contact your insurance company as soon as possible following a motorcycle accident. They can guide you through the claims process and ensure you organize everything required to avoid unnecessary delays. Have your insurance policy handy to understand the specifics of your coverage.

Delegating the Insurance Claim Processing to Experts

Coping with the aftermath of a motorcycle accident can be daunting. Vance Insurance Group LLC of Oklahoma City, OK, is here to assist you with your claim, making it one less thing you need to worry about.

Owning a motorcycle can be a great mode of transportation and option for those in the Oklahoma City, OK area. If you choose to purchase one, you will have a fun asset to ride and operate. However, you will also be taking on a significant investment and responsibility. Getting a motorcycle insurance plan is a great way to enjoy your motorcycle. You will need to have this coverage for various reasons. 

Be in Good Standing

An important reason for anyone to carry a proper motorcycle insurance plan is to remain in good standing. There are always situations when a motorcycle insurance plan will be required. This includes if you have taken out a loan to buy the motorcycle or want to use it on a public road. With a proper motorcycle insurance plan, you will remain in compliance with such obligations. 

Financial Protection

A great motorcycle insurance plan will also offer financial protection. When you have a full motorcycle insurance policy, you will have coverage to replace or repair your motorcycle if you incur a loss. Further, you will be protected if you are found liable for an accident that results in damages. Ultimately, this is the best way to protect your finances if you invest in a motorcycle. 

A proper motorcycle insurance plan is important for anyone in or around Oklahoma City, OK. When you are beginning your search for this type of coverage, it can be helpful to call our team with the Vance Insurance Group LLC. If you call our professionals with Vance Insurance Group LLC, you can obtain all the support you need to select an ideal policy. This can help ensure you continue to be adequately protected. 

Your motorcycle is your freedom. It’s the key to the open road and a way to get away from it all. But with that freedom comes a certain amount of risk, and one of the biggest dangers is motorcycle theft. You can do several things to reduce the risk of your motorcycle being stolen.  Vance Insurance Group LLC in Oklahoma City, OK can help you navigate this important coverage.

Here are some of the most effective measures:

1. Use a Disc Lock

One of the simplest and most effective ways to deter thieves is to use a disc lock. This type of lock secures the disc brake rotor, making it virtually impossible to wheel the bike away without the key. Disc locks are small and portable, so they’re easy to carry with you, and they can be used in conjunction with a chain or cable lock for added security

2. Store Your Bike Indoors

If you can, it’s always best to store your bike indoors in a locked garage or shed. This will make it much more difficult for thieves to target your bike and significantly reduce the risk of theft. 

3. Use a Tracking Device

A tracking device is a great way to give you peace of mind and increase the chances of recovering your motorcycle if it’s stolen. There are several different tracking devices on the market, and they all work in essentially the same way. A tracking device is installed on your bike and linked to your smartphone or another device. If your bike is stolen, you can use the tracking device to locate it

Invest In Comprehensive Insurance

Unfortunately, no matter how much you do to protect your motorcycle, there’s always a risk that it could be stolen. That’s why it’s so important to have comprehensive insurance. This type of insurance will cover the cost of replacing your motorcycle if it’s stolen.

Oklahoma City, OK is a great place to ride, but it’s important to be aware of the risks. Vance Insurance Group LLC can help you find the right insurance policy to protect your bike. Contact us today for more information.

To drive a motorcycle in Oklahoma, the minimum requirements are liability coverages. That is to cover you in the event that you are in an accident, and someone else gets injured.

However, motorcycle riders in Oklahoma motorcycle insurance don’t have to leave it at that. That is just the minimum requirement. At Vance Insurance Group LLC, we want all Oklahoma City, OK motorcycle riders to feel as protected as possible when they are on the roads. We can help you to make sure that you have the add-ons to your motorcycle insurance that you need.

Medical Payments Coverage

This coverage is a kind of coverage that will cover medical expenses after a collision. This coverage will cover you and any other drivers or passengers injured in an accident. It will reimburse you for lost income, childcare, medical, and funeral expenses if necessary.

Collision Coverage

Whereas liability coverage covers others in the event of a collision, collision coverage in your motorcycle insurance policy will cover you. This will cover your property damage, and any medical needed.

Comprehensive Coverage

Comprehensive insurance is the insurance that will cover you in the event that a problem occurs that is not an accident. If you have fire, theft, or vandalism that leads to losses or damages with your motorcycle, comprehensive coverage will cover those losses.

Uninsured Motorist Coverage

When you have an accident, you may have an accident with an uninsured motorist. If they are liable for the accident and required to pay you, this coverage will protect you.

Towing/Rental Reimbursement/Travel/Roadside Assistance

In addition to these insurance coverages, there are a number of additional add-ons you can implement into your Oklahoma motorcycle insurance policy. These add-ons will give you more financial protection on the roads.

Get a Quote

When you are looking for Oklahoma motorcycle insurance, you want as much coverage as possible. At Vance Insurance Group LLC, we want Oklahoma City, OK motorcycle riders to have the coverage they need. Call us for a quote today.

Are you a new motorcycle owner? Depending on where you live and your circumstances, you won’t have your motorcycle on the road throughout the whole year. This is especially true when you live in the Oklahoma City, OK area. If you have questions about how your motorcycle insurance coverage may change when you have your bike in storage, talk to an agent at Vance Insurance Group, LLC.

What happens when a motorcycle is put in storage?

If you know that you’ll have your motorbike in your garage or elsewhere off of the road for some part of the year, it’s necessary to tell your agent this when putting together your insurance policy. You can set it ahead of time if you know which months you’re going to have it stored away, or you can wait until shortly before this occurs. Ask him or her about coverage options. Most agencies work with this by taking away all the motorcycle insurance besides comprehensive for this time.

What does comprehensive insurance typically cover?

When you have comprehensive insurance for your motorcycle, this will apply to instances of storm and fire damage as well as theft. The major things that can happen to your bike when it’s locked away and not in use are covered under this type of policy. If there are particulars that are of concern, be sure to speak up, so you know if it’s going to be part of this coverage.