Each type of RV is unique. Your insurance should be just as specialized.
Whether you want to tour the country in luxury, 45-foot motorhome or pull a fifth wheel through the mountains, you have decisions to make when it comes to selecting an RV that’s right for you and your family. When it comes to insurance, you have just as many choices.
There are a wide range of policies to cover any type of vacationer and their vehicle. Although each plan is customizable through optional coverage, most RV insurance policies can be broken down into three categories.
Serving Oklahoma City, OK, Vance Insurance Group LLC looks at each of these types of coverage.
Motorhomes typically share most of the same insurance requirements as other vehicles on the road. This includes both collision and comprehensive coverage. If damage does occur, liability and medical policies kick in when you are found to be at fault. At minimum, look for an RV insurance policy that includes all of these.
Trailer & Fifth Wheels
There are plans created just for the fifth wheel or travel trailers. Because these are pulled from behind and are not motorized, most on-the-road issues are covered by your towing vehicle‘s insurance.
This type of insurance covers anyone who resides in their RV full-time. For this reason, these policies typically cover items that you may also find in a homeowners or renters policy. Personal protection repays for any belongings if they are destroyed or stolen. Loss of use offers reimbursement if you are forced to temporarily relocate.
Contact Vance Insurance Group LLC today
Serving Oklahoma City, OK, this agency can help you determine what type of RV insurance you need. Their professional agents will create a personalized plan to protect you on the road.