Category: Renters Insurance

Renters insurance is often overlooked. Many people do not think that they need renters insurance, often because they do not realize the many benefits of these policies. Even if your landlord does not tell you that you need to have renters insurance, there are plenty of reasons to consider getting a policy of your own.

So, do you need to get renters insurance even if your property owner does not require it? Vance Insurance Group LLC serving Oklahoma City, OK can help answer that question.

Your Belongings Are Worth Protecting

The first reason you should consider getting a renters policy is to protect the items you own. You might not think that you own a lot of things, but your policy can still cover your electronics, including your television and laptop.

Your Landlord’s Insurance Won’t Cover You

Next, you need to know that your landlord’s homeowner’s insurance policy will not cover your belongings if something happens to the home you live in. Your coverage covers your belongings, hotel stays, and other expenses you might need when something happens to your home.

You Can’t Plan for a Disaster

No matter how much you plan, you cannot always plan ahead for a disaster. You don’t always know what kind of damage is going to happen or how long you will be unable to stay in your home. This means you need protection before something terrible happens to your home.

Get Renters Insurance Today

Vance Insurance Group LLC, which provides service to the people of Oklahoma City, OK, can help you understand your needs as a renter. Contact our office today to learn more about your policy options.

Having the right insurance to protect what’s yours is extremely important. One of the best ways to do that when you don’t own your home is through renters insurance. This insurance doesn’t provide coverage for the structure you’re living in, but it does cover the items inside of that structure. So it’s not for the dwelling, but for your belongings instead. At Vance Insurance Group, LLC, we can help customers in the Oklahoma City, OK area find the insurance policy they need when they’re renting a place to live, so they can feel confident that they’re protecting their belongings the right way.

A renters policy is focused on the renter’s personal items, including clothing and furniture. If you have something more unique or unexpected, such as an antique hutch or a grand piano, for example, you’ll want to make sure you talk with your agent about whether you’ll need a higher level of coverage. Some people want to add to their policy when they have these kinds of items because they can be more difficult to replace under the standard coverage limits. A dedicated agent can help you find the policy that’s truly going to meet your needs.

Reach out to us today at Vance Insurance Group, LLC and let us help you with your renter’s insurance needs. If you’re located in the Oklahoma City, OK area, we’re here to give you the support and guidance you need to select the right policy to protect your belongings. You don’t need to worry about the structure of the house or apartment. That’s the responsibility of the landlord, and they’re the ones who provide insurance for it. But if you want to protect your personal belongings, you need to make sure you have a rental policy you can rely on.