Category: Boat/Watercraft Insurance

If you own a boat, there are a lot of things you have to do to take care of that boat. One of these is getting boat insurance for it. Boat policies are written for the specific boat in question and how it will be used. The policy often takes into consideration the specific body of water that the boat will be in, which type of boat it is and its age. You may be eligible for discounts based on how safe a boater you are. If you need a boat policy specifically tailored to your boat, contact us right away at Vance Insurance Group LLC in Oklahoma City, OK.

Boat Damage

One of the biggest threats to boats is sustaining damage in a wide variety of circumstances. It may be bad weather or choppy lakes that cause the damage, or it may be a collision with another boat. If your boat ends up being damaged in one of the circumstances included in your boat policy, your policy can pay for the repairs. This applies to the hull of the boat, but it also applies to specific parts of the boat. Boat repairs can be costly, and a boat replacement is especially so, making it vital to have this type of coverage for your boat.

Liability Costs

If your boat causes an accident, is involved in an accident or has struck a dock, pier, or boathouse, you will likely be held liable for all of the resulting repairs and medical costs. This can be extremely costly and difficult to pay on your own, especially with a serious accident. To keep your finances protected, there is liability coverage in your boat insurance policy. 

Cover Your Boat

If you have a boat and don’t yet have a policy for it, contact us today at Vance Insurance Group LLC in Oklahoma City, OK. 

Vance Insurance Group, LLC serves the Oklahoma City, OK community, through offering multiple insurance policies. We strive to ensure that our clients find the coverage they need to protect their assets. The future is impossible to predict. That’s why we are committed to helping our clients find coverage that will give them a piece of mind.

Boat Insurance Options

During warm Oklahoma summers, many people take their boat for a spin by the lake. If you enjoy using your boat regularly, it’s vital that you have protection in place. Boat insurance allows you to cover your assets. Unfortunately, there is a lot of misinformation regarding the significance of boat insurance. Here is a look at some common boat insurance myths.

Boat Insurance Myths

Boat Insurance Isn’t Necessary

If you use your boat regularly, boat insurance can be a significant asset. Boat insurance protects you if you are involved in an accident. The policy also covers your boat if it is stolen or vandalized. Even if you keep your boat in storage and only use it a few times, boat insurance gives you an extra layer of protection.

I Can Rely On My Home Insurance Policy

Your home insurance policy may not cover your boat. Make sure that you research different policies to learn what they entail. However, the easiest way to ensure full protection on your boat is through boat insurance.

I Can Take My Boat Anywhere

Be aware that your policy may only cover usage to a particular area. Once you go beyond that area, you may not be covered. That’s why you should read through the language in your policy carefully.

Find Boat Insurance Coverage Through Vance Insurance Group, LLC

We recognize that purchasing a boat is a considerable investment. That’s why we will sit down with you and help you find the policy that suits your needs. Stop by our office in Oklahoma City, OK today.