Category: Recreational Insurance

At Vance Insurance Group LLC in Oklahoma City, OK, we know that bike owners may not have bike insurance policies. That’s a severe mistake that can end up costing you in the end. Here’s why you need recreational insurance for your bikes and the ways it can protect you.

What is Recreational Insurance?

Recreational insurance provides extra protection on recreational vehicles, such as four-wheelers, Jet Skis, and even bikes. Typically, it works like general vehicle insurance but focuses specifically on these unique machines to provide extra protection based on their needs. 

As important, these policies are suitable for the occasional use you typically get out of recreational vehicles. Yes, you’ll pay for year-round coverage, but your premiums and other factors are usually more reasonable based on your usage.

Does It Protect Bikes?

Yes, you can extend recreational insurance to bikes if they’re used in specific ways. For example, a good insurance policy is an intelligent decision if you use it recreationally (including if you plan on racing bikes). It can help replace your bike if it gets damaged or stolen in any way. 

Furthermore, a bike-related recreational insurance policy is important if you run a business lending or renting bikes. Your coverage will protect you if your bikes get damaged, or riders hurt others. You can’t ignore critical protection if you’re serious about your bikes.

Stay Safe on Your Bikes

No matter what kind of bike you own, our team at Vance Insurance Group LLC can help you find a policy that makes sense. We’ll help Oklahoma City, OK homeowners and businesses find recreational insurance policies that keep them safe when renting or lending bikes to others.

Off-road riding can be an exciting and thrilling experience. But it also comes with risks. It would be best if you took the necessary safety precautions to protect yourself and others.

Here are some Vance Insurance Group LLC tips to help you stay safe while enjoying your off-road adventure around Oklahoma City, OK:

Understand the Risks Involved with Off-Road Vehicles

Riding off-road vehicles such as ATVs, snowmobiles, and motorcycles can be an exciting way to explore the outdoors. However, with any vehicle, there are some risks involved that riders must be aware of. The most common injuries after an ATV accident are extremity and head trauma. Injuries can range from bumps, bruises, cuts, dislocations, and fractures to more severe trauma to the chest, abdomen, head, or spine. Concussions and other head injuries are common, especially if the rider is not wearing a helmet.

Wear the Right Protective Gear

Riders should always wear protective gear, including goggles, long sleeves, long pants, over-the-ankle boots, gloves, and DOT-compliant helmets. Additionally, they should avoid riding on paved surfaces and never ride under the influence of alcohol or drugs. Finally, when using a ramp, use one that can withstand the vehicle’s weight and avoid gunning the throttle or approaching too fast, as this could cause the car to flip or overturn.

Stay Aware of Your Surroundings

It is essential to stay aware of your surroundings when riding an off-road vehicle for several reasons. Firstly, these vehicles are designed to handle rugged terrain, meaning the landscape can be unpredictable and challenging to navigate. Therefore, it is essential to be alert and attentive to any obstacles. Additionally, these vehicles often have large tires with deep, open treads, making them difficult to control in certain conditions, such as mud or snow. Therefore, it is crucial to be aware of the weather conditions before taking appropriate precautions.

Pay close attention to the road and other vehicles to maintain a safe distance from the car in front of you. Furthermore, visibility can often be poor in off-road environments due to dust, fog, or poor lighting. Lastly, never operate any motor vehicle while under the influence of drugs or alcohol, as this can significantly increase the risk of an accident. These safety tips will help ensure a safe and enjoyable off-road experience.

Get Recreational Insurance Today

Vance Insurance Group LLC, serving the greater Oklahoma City, OK community, offers recreational insurance to protect you and your family while having fun. We specialize in providing tailored recreational insurance coverage for all activities, from motorsports to camping trips. Contact us today to learn more!

Recreational insurance isn’t always taken seriously by RV owners. That’s unfortunate because it can provide you with the protection you need for your summer fun. Here’s what we at Vance Insurance Group LLC tell Oklahoma City, OK, residents on the fence about this insurance type.

Keep Your RVs Running 

When you’re having summer fun, and you’re out on the road in your RV, you want to avoid getting stopped for any reason. For example, if your vehicle breaks down in the middle of your trip, you might spend the majority of it paying for repairs. Thankfully, you can avoid this problem by getting insurance that covers your repairs with relative ease.

Avoid Liability Problems 

There’s nothing worse for your summer vacation than ending up in a bad lawsuit because you got in a crash or somebody visiting your campsite got hurt in your RV. Thankfully, your recreational insurance can protect you by providing coverage for these types of liability issues.

Protect Your Family 

Did you know that your recreational insurance can also provide medical protection payments for your family if they get injured in your RV? For example, if you get hit by a vehicle while driving or if bad weather pushes your RV over and causes damage, you can pay for their medical treatment and avoid serious long-term health issues at the same time.

Keeping Your Summer Safe

By getting the best recreational insurance for your needs, you minimize the dangers of summer problems impacting your fun. So please don’t hesitate to contact us at Vance Insurance Group LLC near Oklahoma City, OK, to get the help that you need managing these issues properly.

The Oklahoma City, OK area can be a great place for anyone to live. One of the advantages of living in this area is that there are many great places to enjoy the great outdoors. To ensure that you can maximize your experience, investing in a recreational toy can be a good option. Along with this purchase, you also need to get a proper recreational insurance policy for it. There are several reasons that you should get this type of coverage.

Insurance Will Cover Your Asset

One reason that you should invest in recreational insurance is that it will protect your asset. Any recreational toy will be expensive for you to purchase. Along with this purchase, you will expect to be able to use it for a long time. To ensure that you are able to enjoy it for as long as possible, you should get a recreational insurance policy. This will keep you properly covered and protected at all times.

Insurance Offers Liability Protection

You will also want to get recreational insurance to receive liability protection. Anyone that operates a recreational asset is going to run the risk of causing an accident. When you get an appropriate insurance policy in place, it will give you the needed coverage to mitigate this risk. This could save you a lot of money if you are found liable for damages in an accident.

When you decide to invest in a recreational insurance policy in the Oklahoma City, OK area, it would be a good idea for you to call the Vance Insurance Group, LLC. The insurance professionals with the Vance Insurance Group, LLC will help you better assess your insurance needs. The team will then give the guidance that is needed for you to pick the best policy possible.