You are packing up and getting ready to head off to a place with beautiful scenery to camp for the weekend in your new RV (recreational vehicle). Still, do you have the proper insurance coverage in place to protect yourself and your investment?
In Oklahoma, you must have at least liability insurance on your RV, just like you do for a truck, SUV, or car. This will pay for injuries or property damages sustained by others if there is an accident that is deemed to be your fault.
Uninsured and Underinsured Motorist Insurance
In addition to liability insurance, it is a good idea to obtain uninsured and underinsured motorist insurance. This means if someone without insurance or very little insurance hits your RV with their vehicle, this part of your policy will pay for the repairs to your RV and get you back on the road in no time at all.
Comprehensive Insurance Coverage
If your RV is stolen or broken into and items inside are stolen, comprehensive coverage will cover your losses. Also, if your RV is damaged by a fire, vandalism, or natural disaster, this part of your policy will pay for repairs or to replace it if your RV is destroyed.
Collision insurance covers the repairs to your RV or will replace it if it is a total loss when involved in an accident with another vehicle or with an object, such as a tree when you are backing into a camping site at your favorite campground.
To create the best RV insurance policy for you, your situation, and your RV, you should enlist the help of a licensed insurance agent who is experienced and knowledgeable with RV insurance. The RV insurance agents at the Vance Insurance Group, LLC in Oklahoma City, OK are ready to assist you with all of your RV insurance needs. Call to make an appointment today!