Category: Insurance

Owning a classic car is more than just a hobby. It’s a passion. It requires time and effort to keep these beauties in pristine condition. Also, it requires more investment. Classic car coverage is one such investment you shouldn’t cut corners on. Vance Insurance Group LLC in Oklahoma City, OK understands the value of classic cars and provides classic car coverage that is specifically made for classic cars.

What makes classic car coverage different than other auto insurance coverage? In this post, we’re going to share with you the classic car coverage difference.

Regular Auto Insurance

First of all, just like regular auto insurance, classic car coverage provides the standard automobile coverage like:

• Collision insurance
• Comprehensive insurance
• Bodily injury liability
• Property damage liability
• Uninsured/ underinsured motorist

As you can see, with a classic car policy, you still get the same types of coverage as typical auto insurance. The difference lies in the amount of coverage and other specific details.

The Classic Car Coverage Difference

Since classic cars cost more than the average everyday use vehicle, the coverage of a standard policy may not be enough coverage. Therefore, classic car coverage offers more protection.

Here’s how classic car coverage differs:

• Agreed value- Locking in the value of your classic car at the time of policy purchase
• Tiered mileage plans- Saving by limiting mileage
• Spare parts coverage-Backup parts are hard to come by

Classic Cars Need Classic Car Coverage

As you can see, your classic car needs a specific type of coverage not provided by a standard auto insurance policy. Classic car coverage makes protecting the investment you’ve made in your classic car possible.

Contact Vance Insurance Group LLC in Oklahoma City, OK to find out more about classic car coverage.

Motorhome insurance is an investment when it comes to protecting one of your valuable assets. A motorhome straddles the fence between being a vehicle and being a home for insurance purposes, so it makes sense that you may have some questions. Vance Insurance Group LLC serving Oklahoma City, OK is here to answer any queries you might have.

Is Auto Insurance Enough?

The most straightforward answer is no, it is not. While a motorhome is a vehicle in that it transports you from place to place, it is also a home. Therefore, it requires additional insurance that isn’t covered by a standard auto policy. Liability is one such insurance. Contents and property insurance is another.

What About RV Insurance?

RV or recreational vehicle insurance is an option when it comes to getting motorhome insurance. A motorhome is considered a type of recreational vehicle. It is an excellent possibility if you travel a lot in your motorhome, and even if you don’t, it may be more suitable than standard auto insurance.

What About Liability Insurance?

Liability insurance is a crucial aspect of any insurance policy. Make sure that you have enough liability coverage for vehicular accidents and incidents, and liability insurance that is more suitable for a home. Guests who visit you in your motorhome are not passengers, making additional liability insurance necessary to provide financial protection if something goes wrong.

Take action!

When your vehicle and your home are the same, it is vital to ensure that you are adequately covered from an insurance perspective. Oklahoma City, OK has unpredictable weather, and any severe damage could leave you without transport and a place to live. Speak to the knowledgeable folks at Vance Insurance Group LLC about your options today!

Based in Oklahoma City, OK, Vance Insurance Group LLC serves the community by offering residents multiple types of insurance policies. We are committed to helping our clients find policies that will allow them to enjoy peace of mind.

Common Motorhome Insurance Myths

As you travel through Oklahoma City, OK, and enjoy everything that the city has to offer, it’s important that you have coverage in the event of an emergency. Motorhome insurance covers you if your motorhome breaks down and you need assistance. The policy also covers your personal items inside the motorhome if they are stolen or vandalized. Storage coverage protects your motorhome while you are camping.  While you are researching different policies, avoid some of these common motorhome insurance myths.

You Can Rely On Your Auto Insurance

This is incorrect. In order to properly secure your motorhome, as well as your possessions inside of it, you need a motorhome insurance policy. You cannot cover your motorhome through another type of policy. Motorhome insurance provides comprehensive coverage.

All Coverage Is The Same

Motorhome insurance varies based on the type of vehicle that you have. If you have a small motorhome, your policy will be different than if you have a larger motorhome. Your policy may also vary based on the amount of traveling that you do in your motorhome.

I Can Use Travel Trailer Coverage For Everything

This is incorrect. If you are renovating your motorhome, you cannot use travel trailer coverage to protect your belongings. Only a comprehensive motorhome insurance policy will cover everything.

Vance Insurance Group LLC Is Here For You

Visit our website today to learn more information about motorhome insurance.