Click to CallAt Vance Insurance Group LLC in Oklahoma City, OK, we know that bike owners may not have bike insurance policies. That’s a severe mistake that can end up costing you in the end. Here’s why you need recreational insurance for your bikes and the ways it can protect you.
What is Recreational Insurance?
Recreational insurance provides extra protection on recreational vehicles, such as four-wheelers, Jet Skis, and even bikes. Typically, it works like general vehicle insurance but focuses specifically on these unique machines to provide extra protection based on their needs.
As important, these policies are suitable for the occasional use you typically get out of recreational vehicles. Yes, you’ll pay for year-round coverage, but your premiums and other factors are usually more reasonable based on your usage.
Does It Protect Bikes?
Yes, you can extend recreational insurance to bikes if they’re used in specific ways. For example, a good insurance policy is an intelligent decision if you use it recreationally (including if you plan on racing bikes). It can help replace your bike if it gets damaged or stolen in any way.
Furthermore, a bike-related recreational insurance policy is important if you run a business lending or renting bikes. Your coverage will protect you if your bikes get damaged, or riders hurt others. You can’t ignore critical protection if you’re serious about your bikes.
Stay Safe on Your Bikes
No matter what kind of bike you own, our team at Vance Insurance Group LLC can help you find a policy that makes sense. We’ll help Oklahoma City, OK homeowners and businesses find recreational insurance policies that keep them safe when renting or lending bikes to others.
