What Happens if You Get Hurt While on Vacation?

Have you heard about how recreational insurance may provide help if you are injured while on vacation?

Recreational insurance is a broad category of insurance that may cover the fun things you may want to do as adventures while on vacation, such as enjoying scuba diving, riding on a jet ski, operating an all-terrain vehicle, or skydiving.  

When engaging in any of these risky activities while on vacation, you will likely have to sign a legal document, such as a "liability waiver," that basically says if you get hurt doing the activity, you cannot sue the activity provider, and the risk you are taking is fully your responsibility.

Start with a discussion of your vacation plans with your agent at Vance Insurance Group, LLC, serving Oklahoma City, OK, to learn more about recreational insurance.

Is Recreational Insurance Worth It?

Sometimes, recreational insurance is simply not available for the activities you may want to do on vacation. On the other hand, it might be a good idea to think about what happens if you or a loved one gets hurt and make some contingency plans that could include health insurance coverage while traveling on vacation.

Be Sure to Understand Policy Exclusions

You may have an accident that is covered by recreational insurance, or the same injury may not be covered, depending on how the accident happened. For example, if you slip and fall down the hotel stairs and break something, you may have coverage under travel health insurance, but the same break may not be covered if you jump from your hotel balcony to land in the swimming pool.

We want you to have a good time while on vacation and, if possible, not to take extreme risks that are not covered by insurance. Get a quote for recreational insurance from your agent at Vance Insurance Group, LLC, serving Oklahoma CIty, OK and surrounding areas.