Click to CallRenters have unique insurance needs that pertain to their situations. Because they are renting a home instead of owning it, they don’t need to have an insurance policy such as a condo or home insurance. These types of insurance are important, but they are mainly used for protecting the building. Renters don’t have to pay to protect the building, as the landlord takes care of that. Instead, they need to take care of their own interests which include protection for their belongings and liability coverage.
To get the specific coverage you need as a renter, call us at Vance Insurance Group LLC in Oklahoma City, OK to get a policy of your own.
Why Renters Insurance?
Liability Protection
One of the types of coverage that you get with these policies is coverage for your liability. This often includes a number of types of liability that cover scenarios where someone who doesn’t live in your household gets injured while in your rental or elsewhere as described in the policy. This saves you from having to pay the exorbitant costs of medical bills for people who do get injured there. This can save you an enormous amount of money after an injury.
Item Protection
One of the main ways that this type of insurance protects you is by protecting the items inside your home. This coverage protects you against item damage that can happen after a covered event. If something damaging were to happen to them, your insurance would pay for those items so that you won’t have to. It’s always a good idea to have this insurance, and most landlords today require their tenants to have it.
Get a Renters Policy
Never rent a home without having the proper insurance in place. Call us at Vance Insurance Group LLC in Oklahoma City, OK to find out more.
